Vivinter authorized optician

Part of the Sciaci Saint-Honoré group, Vivinter is a supplementary health insurance provider that enables its members to be fully or partially reimbursed for medical expenses not covered by the French health insurance system. It offers not only supplementary health insurance, but also provident insurance. Vivinter also offers loan insurance for individuals, the self-employed and companies. With your Vivinter Mymonture optician partner, discover what you need to know about this insurance manager in this mini-guide.

Presentation of Vivinter complementary health insurance

A brand of the Sciaci Saint-Honoré group, Vivinter is what you might call an active branch. This branch was set up in 2007 by a group born of the merger of two companies: SCIACI and Courtage Saint-Honoré. One was founded in 1937, the other in 1988. With sales of 437.5 million euros and over 80 years' experience, the Sciaci group has gradually established itself as one of France's leading insurance brokers. Its initial positioning as an insurance management center has not, however, prevented it from forging partnerships with numerous insurers such as Malakoff Médéric. An association with its Amis brand to be precise. This enables Vivinter to operate at different levels and with different target groups.

Vivinter supplementary health insurance providers' assistance coverage

Depending on the expenses incurred, Vivinter 's complementary health insurance offers two assistance options with the same benefits: Viv'Sante Jeune Option 1 and Viv'Sante Jeune Option 2. Whether you choose one or the other, here are the assistance benefits included:

• Home help: included
• Bedside assistance: included
• Childcare: included
• Meal/medication delivery: included
• Home schooling: included
• Pet care: included
• Repatriation in the event of death: included

Vivinter insurance benefits

As mentioned above, in addition to being a complementary health insurance provider, Vivinter is also an insurance broker offering loan insurance and provident contracts. However, we will only be presenting here the health insurance contracts offered by the brand. As such, Vivinter offers three types of cover, aimed at individuals, the self-employed and TNS, as well as companies.

For individuals: Séren'Santé senior supplementary health insurance

The support of the Sciaci Saint-Honoré group, in particular through its resources and vast network, enables Vivinter to offer more targeted services. Particularly aimed at senior citizens (over 55). And to ensure that they are adequately covered, the Seren'Santé senior contract offers 3 levels of cover.

• Option 1: reimburses all medical expenses, including hospitalization (€30/day flat-rate for special rooms), alternative medicine and drugs not covered by social security (€50/year flat-rate).
• Option 2: reinforces the previous option with regard to hospitalization, consultations, optical and dental care (€100 more, notably for alternative medicine).
• Option 3: this is the supplementary health insurance providers formula offering optimum coverage (€60/day for a private room, €75/year for drugs and €150/year for alternative medicine).

Viv'Santé Jeune complementary health insurance for young people

This contract is primarily aimed at young people aged between 18 and 30, and provides support for French national health insurance reimbursements for healthcare costs. Like the previous contract, Viv'Santé offers 3 options to suit the needs of different policyholders.

Viv'Santé complementary health insurance

Viv'Santé is a comprehensive supplementary health insurance plan for people aged 18 to 54 who need individual supplementary health cover. Here too, there are 3 options. The first is aimed at professionals who do not charge extra. Option 2, on the other hand, begins to reimburse limited excess fees. Option 3 provides optimum coverage, with higher levels of excess fees.

For the self-employed and independent workers

Vivinter offers TNS (non-salaried workers) the Amis Professionnel Santé contract. Aimed at policyholders aged 18 to 67, it comprises 6 formulas offering increasing levels of reimbursement.

For companies

Vivinter offers two "group supplementary health" contracts to support companies. The first is called Viv'Santé Collectif, and the second is a customized group supplementary health plan. The aim of Viv'Santé Collectif is to provide optimum coverage of health expenses, while the aim of the customized complementary health insurance is to offer personalized coverage.

How do I get reimbursed by the Vivinter supplementary health insurance providers?

To be reimbursed by the Vivinter supplementary health insurance providers, you can choose between third-party payment and a letter of claim.

THIRD-PARTY PAYMENT with the Vivinter mutual health insurance provider

Thanks to supplementary health insurance providers Vivinter, you'll be reimbursed as soon as your compulsory health insurance scheme declares it. So you won't have to pay for hospitalization or medication in advance.

The claim letter

In the event that teletransmission is not included in your contract, or that you do not have your supplementary health insurance providers card at the time of a consultation, you must send a letter requesting reimbursement.

Vivinter complementary health insurance rates

Vivinter does not propose prices for its various contracts. They depend on a number of different criteria:

• The policyholder's age,
• The cover chosen: optical, dental,
• The policyholder's place of residence,
• The level of cover selected,
• The insured's general health insurance scheme,
• Choice of insurer,
• Insurer's family composition.

Our opinion on Vivinter complementary health insurance

Positive points

• For the most comprehensive formula, reimbursement levels are quite attractive.
• Membership of the Auxia network, offering policyholders solutions tailored to their situation.
• Efficient assistance services.

Negative points

Rates not available online except. Request for quotation essential.

As a partner of your online optician, Mymonture, Vivinter enables you to benefit from the various guarantees set up for your different services at your optician. In addition to already enjoying numerous advantages such as zero out-of-pocket expenses, payment in 3 instalments without charge and the possibility of having a pair of glasses offered for €1 more, you'll have absolutely nothing to pay in advance. So you can look forward to your visit to your optician with peace of mind.