Mymonture, your Humanis-approved optician

To top up your health insurance reimbursements, it's advisable, if not essential, to take out supplementary health insurance providers that reduce your healthcare costs. Supplementary health insurance companies offer a range of contracts to suit the needs of their policyholders, their age, the composition of their household and their situation (single, couple, with children, etc.). MyMonture is an online optician approved by all networks and supplementary health insurance providers, including Humanis. Below, you'll find information about this French social protection group, including how it works, who it's for, its different subscription formulas... and our different services as a Humanis-approved optician.

Who is Humanis supplementary health insurance providers?

Humanis is the story of a merger between several non-profit social protection groups. This means that profits are reinvested for the benefit of members, in support, social assistance or services. The distinctive feature of this type of supplementary health insurance provider is that it is run by customer representatives, elected at general meetings. Since January 2020, Humanis has unveiled a new slogan : "We like to see you smile". To this end, the supplementary health insurance providers are offering more and more services: health, provident, supplementary pension, savings and offers dedicated to professional branches.

Who can subscribe to Humanis complementary health insurance?

Humanis complementary health insurance is available to individuals in all sectors of activity, retirees, companies and the self-employed. It is also aimed at a wide range of professional sectors, such as chartered accountants, brokers, restaurant staff, wholesalers... and for anyone living abroad who wants French health cover. So you can study, work or retire abroad... and still subscribe to Humanis.

What are the advantages of Humanis supplementary health insurance providers?

Humanis is part of the Kalixia group, the leading French network that develops partnerships with healthcare professionals (optical, dental, hearing) to ensure that you pay €0 or nothing at all. In addition, Humanis has partnerships with a network of practitioners specializing in alternative medicine (sophrologists, osteopaths, acupuncturists, etc.). And thanks to our Point Vision centers, you can get an appointment within 48 hours with our partners, and medical teleconsultation is available 24/7. What's more, supplementary health insurance providers offer cover that can be customized to suit your individual situation. It provides support in the event of an unexpected event (home assistance, etc.). Finally, Humanis regularly offers attractive rates, such as a 5% discount for couples.

The various services offered by Humanis supplementary health insurance providers

Third-party payment management THIRD-PARTY PAYMENT

Generally speaking, when you consult a doctor, you pay the full cost of the procedure. Thanks to the electronic transmission of costs to your health insurance center, you are reimbursed 70% by the latter and 30% by your supplementary health insurance providers. For an ophthalmologist's consultation, for example, costing €30, your health insurance will reimburse €20 (after deduction of a €1 fixed contribution). If you have requested it, your health insurance fund will send the reimbursement statement directly to your supplementary health insurance providers, enabling them to reimburse the €10 in the example above.

Third-party payment means that, in certain cases, you do not have to pay in advance, particularly for hospitalization, pharmacy, optical, dental and hearing care. Doctors or health establishments are responsible for reimbursement by the health insurance scheme and supplementary health insurance. All you need to do is present your carte vitale and supplementary health insurance providers card. This total coverage includes a reimbursement base defined by the health insurance scheme.

The '100% Santé' scheme for your optical expenses (full cover)

The ' 100% Santé' scheme (full cover ) reimburses the full cost of certain medical conditions. These include optical expenses, dental prostheses and hearing aids. This new regulation is also called 0 € reste à charge and is known as class A. With the '100% Santé' scheme (full cover), you pay nothing. Opticians, dentists and other medical professionals are reimbursed directly by your health insurance and supplementary health insurance providers. The second basket, known as class B, corresponds to a free tariff. You are free to choose the frame, different lens coatings, hearing aids and dental prostheses you prefer. Health insurance reimburses on a defined basis. Supplementary health insurance providers reimburse according to the contract you have taken out.

Different reimbursement formulas with Humanis

With Humanis, you have a choice of 5 reimbursement formulas.

• Hospi: you opt for maximum coverage only in the event of hospitalization.
• Initial: you are reimbursed for the essentials.
• Intermediate: you choose a reimbursement that takes your budget into account.
• Extended: you reduce your out-of-pocket expenses as much as possible.
• Integral: you benefit from maximum coverage.

Mymonture and its services

MyMonture.com is a team ofstate-qualified opticians who enable you tobuy your eyewear free of charge, i.e. with little or no out-of-pocket expenses. We are approved by all supplementary health insurance providers and networks. This means you can benefit from online third-party payment with MyMonture, as well as the 100% Santé (full cover) scheme. On our website, you can obtain an approved quote for your supplementary health insurance providers. An automatic calculation, based on your correction, is sent to you. We offer you a second pair of glasses for as little as one euro.

As an approved online optician, we can offer you 5 times more frames than in a traditional store. In fact, our catalog includes frame collections from over 60 major brands, with more than 6,000 references. With MyMonture, you pay half as much for your frames as you would at a regular optician's, while enjoying the same quality and service. And, of course, you don't have to go anywhere. The corrective lenses fitted by our state-qualified opticians are designed and manufactured in France by the Essilor group. Essilor is renowned the world over for the quality of its lenses.

Bureau Véritas certifies our activity. You can be sure of the conformity and quality of the products we supply. To serve you better, and because we know that buying frames is still complicated for some people, we can send you two or three frames of the leading brands of your choice to your home. You can test them for 7 days. We offer a 30-day money-back guarantee.

MyMonture includes an after-sales service. You can reach us by telephone or via the contact form on our website. Similarly, our online opticians and our French stores will be happy to help you with any questions you may have about cleaning your optical equipment. This service is completely free of charge.