Gras Savoye approved optician

Better known as an insurance broker, Gras Savoye is one of France's leading providers of personal and property protection. Active in this form since 1992, the company offers solutions in supplementary health insurance, property insurance for individuals and loan insurance, among others. As a partner of Mymonture, we'll be focusing on its supplementary health insurance providers, giving you a comprehensive overview of the range on offer. Insurance cover, conditions of subscription and reimbursement, here's what you need to know about this Gras Savoye Mymonture Optician Partner.

What do I need to know about the Gras Savoye Group?

The origins of the Gras Savoye Group can be traced back to the city of Lille in 1907. The group was born and given its name by combining the names of its two founders: Gustave Gras and Pierre Savoye. Both insurers, they decided at the time that the company would specialize in protection against risks incurred in the textile industry. Over time, the company broadened its scope to include car insurance solutions. The group later relocated to Paris, where it set up its head office in 1941, before beginning to expand abroad in the 1960s. In 1992, it became one of France's leading insurance brokers. Today, the company's development continues, enabling it to offer a wide range of insurance solutions to its customers. And with a view to ongoing development, an association with the British Willis Group was born. This partnership led to the acquisition of Gras Savoye's entire capital by the British group.

Why opt for this complementary health insurance?

The special feature of Gras Savoye's complementary health insurance is that it is an insurance broker. This enables it to better inform and advise its customers on the insurance offers available on the market. Through our advice sheets, you'll be able to discover the products and services of both our partners and non-partner providers. The aim is to provide you with an objective analysis of the various insurance contracts likely to suit you, and to inform you about the various formalities involved in taking out a policy.

Focus on Gras Savoye supplementary health insurance providers' assistance cover

Gras Savoye's complementary health insurance offers two assistance packages, depending on the expenses incurred: packages 3 and 4. Whether you choose one or the other, here are the assistance benefits included:

• Home help: included
• Bedside assistance: included
• Childcare: included
• Meal/medication delivery: included
• Home schooling: included
• Pet care: included
• Repatriation in the event of death: not included
• Hospitalization expenses while traveling: not included

Gras Savoye insurance benefits

As mentioned above, in addition to being a complementary health insurance provider, Gras Savoye is also an insurance broker offering loan insurance and property insurance contracts. However, we're only interested here in health insurance contracts. In this respect, Gras Savoye offers only three types of cover, which are only available to private individuals.

Mon Idéal Santé complementary health insurance

The broker's aim with this supplementary health insurance provider is to give you the best possible reimbursements on the market, whatever your budget. The contract is divided into 6 levels of cover, giving you the freedom to choose the one that suits you best. And there's no waiting period for optical or dental cover.

Mon Idéal Santé special for seniors

Here, the principle is the same as for the previous plan, but adapted for seniors. However, instead of 6 levels, this supplementary health insurance providers offers 5 levels of reimbursement. The aim is to enable you to tailor your cover to your needs, and to receive reimbursements that suit your situation. As an indication, for a pair of glasses, you'll be reimbursed up to €850 for the highest level of coverage.

Mon Idéal Santé complementary health insurance

The target of Gras Savoye's supplementary health insurance is all employees who consider their employer's group supplementary health insurance providers to be inadequate. You will be entitled to 2 levels of reimbursement, allowing you to improve your coverage of certain expenses (optical, dental, hospitalization, routine care).

How do I subscribe to Gras Savoye complementary health insurance?

To subscribe to Gras Savoye supplementary health insurance providers, you need to :

• Be at least 18 years old;
• Be affiliated to a compulsory French social protection scheme;
• Reside in mainland France.

No medical examination is required. Coverage is only effective from the effective start date of the contract.

How do I get reimbursed by supplementary health insurance providers?

There are two ways to get reimbursed by your Gras Savoye supplementary health insurance provider: third-party payment and a letter requesting reimbursement.

THIRD-PARTY PAYMENT with Gras Savoye complementary health insurance

Generally, it is the responsibility of your Régime Obligatoire (RSI, French national health insurance...) to declare the various expenses to your complementary health insurance. However, thanks to Gras Savoye supplementary health insurance providers, you won't have to pay anything in advance. You won't have to pay for hospitalization, consultations or medication. This is made possible by Kalivia's third-party payment agreements with over 11,200 healthcare professionals belonging to the same network. These include analysis laboratories, radiologists, pharmacists, hospitals and paramedical centers, etc.

Claim letter to supplementary health insurance providers Gras Savoye

There are two main situations in which you need to send a letter to your supplementary health insurance providers requesting reimbursement. When your contract does not include the option of teletransmission, or when you do not have your supplementary health insurance providers card with you during a consultation. You should then send the request for reimbursement to the Gras Savoye address at the end of the page, enclosing the healthcare reimbursement forms concerned.

How do I cancel my Gras Savoye supplementary health insurance providers?

There are many reasons why you may want to change your insurance, such as rates or plans that are more suited to your age.

Cancelling your complementary health insurance at the end of the year

Under the Châtel law, your insurer is obliged to inform you every year 15 days before the end of the possible cancellation period, depending on the expiry date mentioned in the general terms and conditions of contract. However, if Gras Savoye does not inform you of this period, you can cancel the contract at any time.

Cancellation of supplementary health insurance providers outside the annual termination period

Outside the annual cancellation period, you can cancel your contract at any time:

• If you join a company supplementary health insurance providers ;
• In the event of a change in circumstances (death, divorce);
• In the event of an unfounded increase in your insurance premium.

As a partner of your Mymonture online optician, Gras Savoye supplementary health insurance providers also cover your consultations and frame changes. ONLINE THIRD-PARTY PAYMENT applies, so you won't have to pay in advance. You'll also benefit from a range of advantages, such as payment in 3 instalments free of charge, a second pair for €1 and a wide choice (60 major brands and 6,000 references).