Generali Authorized Optician
A supplementary health insurance provider reimburses all or part of medical expenses not covered by the national health insurance system. With so many supplementary health insurance providers in France, it can be difficult to choose the right one. To help you, MyMonture.com introduces you to Generali's supplementary health insurance providers. We answer the following questions: Who is Generali' s supplementary health insurance providers for? Who can subscribe? What are its advantages, services and formulas?
Presentation of supplementary health insurance providers Generali
Supplementary health insurance providers Generali is an Italian insurance company founded in Trieste in 1831. With operations in 50 countries, the group is one of the world's leading insurance companies. Generali offers several types of insurance to protect you, including supplementary health insurance providers, car and home insurance, and provident pro. In 2017, Generali created The Human Safety Net, a chain of solidarity that brings together the skills of volunteers, Generali employees so that every human being can live a better life. THSN's aim is to protect people in situations of great precariousness and vulnerability.
Who can subscribe to Generali's complementary health insurance?
Generali's complementary health insurance is designed for all employees, students and the unemployed. But also for companies with 1 to 20 employees, such as craftsmen (butchers, hairdressers, house painters...), retailers (opticians, restaurants, ready-to-wear clothing, pharmacists...), service professionals (consulting and IT professions, trainers...), the liberal professions (lawyers, chartered accountants...), the medical and paramedical professions (dentists, general practitioners, veterinary surgeons, nurses, chiropodists...). Retired people can subscribe to Generali supplementary health insurance providers up to the age of 74.
What are the advantages of supplementary health insurance providers Generali?
With Generali's complementary health insurance, you have access to healthcare and third-party payment networks. Simply present your supplementary health insurance providers card to any of Generali's 160,000 partner healthcare professionals. You also benefit from the Carte Blanche network, with 10,000 partner opticians. Europ Assistance santé is with you 24/7. You're covered as soon as you sign up, and in 95% of cases, you're reimbursed within 48 hours. No medical questionnaire is required. Depending on the contract you choose, Generali supplementary health insurance providers can reimburse you for a birth grant, a consultation with a psychologist, orthodontics, etc
The various services offered by supplementary health insurance providers Generali
Third-party payment management THIRD-PARTY PAYMENT
Most of the time, when you consult a GP or specialist, you pay by presenting your carte vitale. You are then reimbursed directly by your health insurance and supplementary health insurance providers. If the practitioner does not charge extra fees, your health insurance will reimburse 70% and your supplementary health insurance providers 30%. For example, for a consultation with an ophthalmologist, you pay €30 and are reimbursed €20 (€1 deducted from fixed participation) and €10 by your supplementary health insurance providers. Since January 1, 2017, patients with ALD (long-term conditions) and pregnant women no longer have to pay anything upfront for medical consultations. These include general practitioners, specialists, midwives, dental surgeons, physiotherapists and nurses. Pharmacists, opticians, hospitals, dental and hearing care professionals are also reimbursed directly by French national health insurance and supplementary health insurance providers.
The '100% Santé' scheme (full cover)
The ' 100% Santé' scheme (full cover), also known as €0 reste à charge, is designed to facilitate access to healthcare for all French people. It aims to provide full financial coverage for optical, dental and hearing care. These reimbursements take the form of an A basket covering these 3 medical sectors. By choosing basket A, you have no out-of-pocket expenses, and the healthcare professional is reimbursed directly by French national health insurance and your complementary health insurance. To benefit from the '100% Santé' scheme (full cover), you need to present the practitioner's prescription, your carte vitale and that of your supplementary health insurance providers. As for basket B, known as "tarif libre", you select the products that correspond to your desires, such as frames from a major brand, dental prostheses and hearing aids that suit you better, but with a remaining out-of-pocket expense that you pay yourself.
The different reimbursement formulas with Generali
- Formula 1: the essentials, i.e. reimbursement of the co-payment corresponding to 30% of the basic French national health insurance tariff.
- Option 2: higher reimbursements, particularly for routine care.
- Option 3: more comprehensive coverage for low or non-reimbursed health insurance benefits.
- Option 4: "all-comfort" levels of cover. (pet care, home schooling, home help, etc.).
- Formula 5: very comprehensive cover. For each formula, you can add packs, such as the vitality pack including dietician and psychologist fees, or the serenity pack including various treatments, spa cures..
Generali approved optician - Mymonture and its various services and qualities
More and more eyeglasses wearers are choosing MyMonture.com for their frames and corrective lenses, thanks to the service and quality of its products. As with all Internet purchases, you don't have to go anywhere. You have a wide choice of frames, 5 times more than in a traditional store. We offer you 60 major brands and over 6,000 references with discounts. The major brands trust us, so you get frames 2 times cheaper than in a regular optician's shop. Our team ofqualified opticians is approved by all supplementary health insurance providers and optician networks. This means you can benefit from online third-party payment with MyMonture.
You can buy your Eyeglasses free of charge, i.e. with no or very low out-of-pocket expenses. Of course, 100% reimbursement is also available on our website. We offer you a second pair of glasses for as little as €1. When it comes to corrective lenses, our team of online opticians has chosen the French Essilor group, which designs and manufactures ophthalmic lenses. Essilor is renowned worldwide for the quality of its products. On MyMonture.com, you'll get an approved quote with automatic calculation for all supplementary health insurance providers, and which also takes your correction into account. Worried about making the wrong choice of frame? If you wish, you can ask us to send you 2 or 3 frames. You have 7 days to test them. This service is free of charge. If you are not satisfied with your order, you have 30 days to return your optical equipment. We'll exchange it or refund your money.
You've bought a few extra products on our site (cleaning products, cords, etc.) You can pay in 3 instalments, free of charge, from a purchase of €100. As you can see, we offer you the same service, the same product quality and even more than traditional opticians, and always at attractive prices.
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