Mercer-approved optician

Buying glasses represents a considerable expense. Not everyone can afford them without a minimum level of coverage. Even with a solid insurance policy, French national health insurance reimbursements are still lower. A good supplementary health insurance provider is essential to keep the cost of your Eyeglasses to a minimum. Whatever your correction needs, an optimized coverage solution will prevent you from spending a lot on good glasses. Your Mymonture optician is one of the partners approved by all supplementary health insurance providers and networks in France, facilitating your access to quality equipment. Coverage by Mercer supplementary health insurance providers gives you access to many advantages at Mymonture.com. Thanks to these advantages, you can choose your eyewear from a catalog 5x larger than a traditional store.

The benefits of your Mercer supplementary optical insurance providers at Mymonture

Mercer is first and foremost a supplementary health insurance provider. The supplementary products it offers enable you to obtain prices 2 times lower than in a traditional optician's with equivalent quality and service. What does Mercer offer? Effective coverage of optical expenses, including the cost of glasses and corrective lenses. These are common health expenses, and the costs are significant. Mercer's supplementary health insurance providers are there to ensure that you buy your glasses without having to pay anything up front (with or without an outstanding balance).

There is no age limit for subscribing or taking advantage of the various solutions. Subscriptions can be made directly online, and are open to anyone of legal age who can provide a valid identity card. The member must already have subscribed to Régime Obligatoire de protection sociale. Anyone can join without undergoing a medical examination. Mercer offers a range of cover options, the details of which are set out in a tailor-made contract. Coverage begins as soon as the first contribution is paid.

The services of your Mercer Mymonture Optician are also available through supplementary health insurance providers. These include supplementary health insurance providers for students, the unemployed and senior citizens. Classic coverage solutions are designed for individuals and companies, meeting a wide range of needs. The supplementary health insurance providers offer you the possibility of requesting an approved quote from other partner mutuals.

Mercer's main strength is that it dedicates a large part of its services to company supplementary health insurance providers. This supplementary health insurance provider offers employees coverage for health expenses not covered by French national health insurance. The ANI law now requires employers to take out a supplementary health insurance provider to help their employees. This covers at least half the monthly contributions. The case of non-salaried workers is special: the conditions of coverage are similar to those reserved for the self-employed. Mercer is able to offer formulas corresponding to the terms and conditions of Madelin supplementary health insurance providers. The different levels of cover offer discounts on frames and free services. They are in line with the minimum guarantees stipulated by law.

Supplementary health insurance providers offer excellent value for money. In particular, it includes components associated with top-of-the-range supplementary cover. The company also offers non-standard supplementary plans, always at affordable rates. Young people are also entitled to advantageous conditions. Their optical reimbursements enable them to buy their glasses at a good price from an online optician or from stores in France.

Payments are made without a waiting period or the need to complete a medical questionnaire. Thanks to the supplementary health insurance providers' flexibility, purchases from Mymonture benefit from maximum coverage. The supplementary health insurance providers offer top-of-the-range health options, as well as sur complémentaires that can be called upon in adverse situations. Supplementary surcharges cover costs not reimbursed by your French national health insurance AND your basic supplementary health insurance providers at Mercer. Together, they offer one of the best levels of coverage on the market.

Dedicated corporate solutions offer extensive coverage with high reimbursement ceilings. As for the reimbursement of corrective lenses, this can be covered by a supplementary health insurance providers contract or a group contract. Reimbursement levels are set at 60% over the year, with a maximum of €39.48 per eye, whatever the type of lens. Only lenses prescribed by an ophthalmologist are reimbursed. It should be noted, however, that the ANI reform for companies does not include any obligation to reimburse your contact lenses.

Mercer's supplementary health insurance providers

A supplementary health insurance provider's reimbursement solutions cover your consultation with an ophthalmologist. More broadly, it applies to any purchase of equipment from a Mercer - Mymonture approved optician. The conditions of reimbursement will be defined according to the sector in which you are registered, your care path, and the type of equipment you need.

THIRD-PARTY PAYMENT with Mercer supplementary health insurance providers

Under the terms of the compulsory health insurance scheme, equipment costs can be declared directly to the supplementary health insurance providers. When you buy from Mymonture, you leave this to the optician. Mercer advances the cost of your eyewear through direct online third-party payment. This solution simplifies the reimbursement process. Third-party payment is valid for a wide choice of frames in different categories. The optician also provides home delivery of brand-name frames.

The '100% Santé' scheme (full cover) with Mercer

Since January 2020, the acquisition of vision equipment has been fully reimbursed thanks to the conditions of the ' 100% Santé' scheme (full cover) reform. This format is available online, with an automatic calculation option based on correction. Your frames, optical lenses and contact lenses are reimbursed at 100%, as is your 2nd pair of glasses offered for an additional €1. The aim is to provide members with €0 out-of-pocket expenses. Mymonture offers numerous frame references, 5 times more than a traditional optician, displayed at limited prices. The cost of these frames is capped at €30. Coverage also applies to lenses that meet the standards of this reform.

The different supplementary health insurance providers at Mercer

The different formulas offered by Mercer are essentially defined by the needs of the member. For companies, contributions and reimbursement levels are defined according to the employer's conditions. For individuals, there are two main solutions:

• Solution 40 B - family at €275, with a lump sum of up to €150. It covers a TM base + €120 for contact lenses
• The excellence package for singles, families and couples, with a premium of €450 and a package of up to €1,500. The purchase of lenses is covered up to €350

Mercer offers comprehensive supplementary optical insurance providers. These high-performance packages offer attractive reimbursement rates. The formulas are accessible to all member profiles. At Mymonture, they give access to quality services and equipment, always at negotiated rates. Value for money is also a priority. Note that adding a spouse and child to the contract will significantly increase the cost of your supplementary health insurance providers with Mercer.