AG2R La Mondiale approved optician

Supplementary health insurance providers are designed to supplement the reimbursement of healthcare costs not covered by the French national health insurance system. Unlike French national health insurance, supplementary health insurance providers are not compulsory. The complementary health insurance covers all or only part of the amount not reimbursed by health insurance. This includes co-payments, extra fees, alternative medicine, certain medical procedures, etc. Subscribing to a supplementary health insurance provider adapted to your situation is essential, given the high cost of hospitalization, optical and dental care, etc. In this article, Mymonture, an approved AG2R La Mondiale optician, introduces you to a supplementary health insurance provider that offers numerous advantages, a range of free services and formulas adapted to the needs of its members.

Who is AG2R La Mondiale supplementary health insurance providers?

La Mondiale was founded in 1905 by seven industrialists in northern France, following the cessation of their activities. Their aim was to supplement the incomes of self-employed workers and employees of small businesses. In 1951, La Mondiale created the first pay-as-you-go pension fund for employees, and in 2015, it formed a group for the social protection of the French with Via Santé and Réunica. Today, AG2R La Mondiale manages a quarter of private-sector employees' supplementary pensions. It is now the leading social protection and wealth management group in France. AG2R La Mondiale also offers other services to individuals and companies: provident, pension, savings and retirement savings.

Who can subscribe to AG2R La Mondiale complementary health insurance?

AG2R La Mondiale supplementary health insurance providers are available in a number of different forms, depending on your profile. If you are an individual, AG2R La Mondiale will subscribe you to Protecvia, non-salaried workers to Protectpro, and local authority employees to Collectivai. Fléxéo santé pro is a group contract for company directors, and Via Campus is for students.

What are the advantages of supplementary health insurance providers AG2R La Mondiale?

The AG2R La Mondiale supplementary health insurance providers offer a range of health cover options to suit your needs and budget. You can change your level of cover as your situation and needs change. No medical questionnaire is required. You receive immediate coverage as soon as you sign up. No waiting period. With supplementary health insurance providers AG2R La Mondiale, there is no age limit to subscribe.

The different services offered by supplementary health insurance providers AG2R La Mondiale

Third-party payment management THIRD-PARTY PAYMENT

THIRD-PARTY PAYMENT is a third-party payment system designed to save you from having to pay in advance for sometimes very high medical expenses. It works in particular in hospitals under agreement, with pharmacists, doctors and general practitioners for people on ALD (long-term illness), with analysis laboratories, midwives and masseur-physiotherapists. But also at opticians, dental surgeons and hearing-aid specialists. On presentation of your carte vitale and supplementary health insurance providers, you pay only the amount not covered by French national health insurance. If the healthcare professional does not use the third-party payment system, he or she sends the amount of your payment to the health insurance company. You will then be reimbursed directly into your bank account for the amount set by French national health insurance, and then by your supplementary health insurance providers. The level of reimbursement set by health insurance differs according to the nature of the medical procedure. For example, for a €30 consultation with an ophthalmologist, French national health insurance reimburses 70%, i.e. €20, and the complementary health insurance reimburses 30%, which corresponds to the co-payment of €9.

100% health

The 100% health scheme, initially known as "reste à charge zéro euro", is a healthcare reform designed to guarantee all French people access to dental, optical and hearing care. You can choose between two options. You can opt for 100% health or basket A, which covers all costs. Alternatively, you can select your products with basket B, known as "tarif libre". In the latter, you choose the frames you like, and the hearing aids and dental prostheses that suit you, but with a remaining out-of-pocket expense that you are likely to pay for yourself. However, depending on the contract you have signed with your supplementary health insurance providers, you may receive full or partial reimbursement.

The different AG2R La Mondiale reimbursement formulas

AG2R La Mondiale offers several formulas. The higher the level, the greater the guarantees and reimbursements. The Protecvia offer comprises 6 formulas. The first reimburses the co-payment. The other formulas offer consistently higher reimbursements for treatment, consultations, etc. Some formulas allow you to add the pack liberté and the pack confort. The first supplements services that are covered little or not at all by the health insurance scheme (non-reimbursed vaccines, contraception, etc.). The second improves reimbursements for optical, hearing, dental and spa treatments, etc. The Protec Pro package, designed for self-employed workers (shopkeepers, self-employed professionals, craftsmen, etc.), comprises 10 formulas. It is eligible for the Madelin deduction.

Mymonture and its various services and qualities

MyMonture.com owes its reputation to its state-qualified opticians and its team of enthusiasts. We offer eyewear and sunglasses frames from the world's leading brands at the best prices. We offer over 60 brands with 6,000 references, five times more than a traditional optician. Frames are half the price at MyMonture.com. Our prices are really very attractive. And yet we bring you the same service and product quality, without you having to go anywhere. The Bureau Véritas (certification company) certifies the conformity of the products we offer on our platform. Thanks to our state-qualified opticians, we are approved by health insurance, supplementary health insurance providers and networks. This means you can benefit from online third-party payment and 100% healthcare. You can buy your eyeglasses with no advance payment, and with 0 € or very low out-of-pocket expenses.

With all supplementary health insurance providers, we offer you the possibility of obtaining an approved quote. It's automatic, and even better, it takes your correction into account. The corrective lenses fitted by our opticians are made inFrance by the Essilor group. For your convenience, we'll give you a second pair of glasses free of charge for every extra euro you spend. And we don't stop there! Would you like to buy frames that exceed your budget? Do yourself a favor and opt for payment in 3 instalments, free of charge. Worried about making a mistake when buying eyewear online? Try the 3-D trial. On our website, MyMonture.com opticians let you try on different frames.

Yet another way to avoid making a mistake. Ask us to send you 2 or 3 frames, and you'll have 10 days in which to try them out. You also have 30 days to return your order if it doesn't suit you. As time goes by, you can always contact your MyMonture.com online optician or one of our French stores for a consultation.