CGRM-approved optician

Healthcare costs, particularly those related to optical care, represent very high expenditure items that increase with age. French national health insurance does not cover all these expenses. It is therefore essential for patients to take out supplementary health insurance providers, including good optical cover. The aim is to cover certain items and avoid surprises when it comes to equipment bills.

By subscribing to the CGRM supplementary health insurance providers, you cover the purchase of glasses from in-store and online opticians. Mymonture, a CGRM-certified optician, offers you advantageous rates on a wide choice of class A and B frames. Do you prefer luxury frames? CGRM can even cover brand-name frames sent to your home for a trial. The cost of your supplementary health insurance providers must cover your needs and expectations! Thanks to the advantages offered by Mymonture, you can benefit from personalized coverage for equipment that combines medical and aesthetic imperatives.

Your CGRM supplementary health insurance providers at Mymonture

You can compare CGRM's offers with those of competing supplementary health insurance providers. While the quote simulation is immediate, the comparison highlights the advantages of supplementary health insurance providers. CGRM gives you access to rates and cover that are fully tailored to your profile. The complementary health insurance plan offers discounts on frames, as well as free services. Members automatically benefit from advantageous rates on a wide range of equipment.

Coverage includes access to a catalog with 5 times more references than a traditional optician. Supplementary optical insurance providers offer annual flat-rate reimbursements. For 2 times less than a traditional optician, the member benefits from equal service and quality. With partial or full coverage, your CGRM supplementary optical insurance providers offer optimized coverage conditions. The value of cover is determined on the basis of the Convention tariff, pre-established by French national health insurance.

The basic coverage offered by French national health insurance is generally sufficient to cover the cost of lenses, excluding treatments. Excesses generally occur during frame selection. The share to be paid by the insured remains substantial. Despite the basic compulsory cover, the scales proposed require effective coverage. This is where CGRM comes in. With opticians approved by all supplementary health insurance providers and networks such as Mymonture, you can be sure of really good coverage.

At CGRM, supplementary health insurance providers take precedence. Offers are designed to meet the needs of companies and employees. They also meet the needs of the self-employed, for whom coverage is less comprehensive. CGRM is a preferred partner for companies, individuals and self-employed workers. Supplementary health insurance providers encourage the replacement of equipment at predetermined intervals. Its aim is to facilitate the acquisition of eyeglasses that will be of real use to the member. This precaution prevents patients from renewing their purchases only when necessary.

By setting an average renewal period, CGRM emphasizes the quality of the associated services. This choice enables us to offer full guarantees on the quality of coverage. These are estimated on the basis of insurance and French national health insurance contributions.

CGRM supplementary health insurance providers at Mymonture

In the face of stiff competition, CGRM opts for efficiency. For good optical coverage, the levels of reimbursement must meet very high expectations. The solutions offered by Mymonture are based on the same principles as all the major supplementary health insurance providers.

Third-party payment at CGRM

In the majority of cases, the Régime Obligatoire (French statutory health insurance scheme) covers the cost of optical care and equipment. The partnership between Mymonture and CGRM takes the hassle out of this process. The supplementary health insurance providers will advance the cost of eyeglasses. This offer is combined with a supplementary health insurance providers formula. It also covers treatment prescribed by your ophthalmologist. Thanks to third-party payment, you can buy your glasses without spending any money. Third-party payment is made online, eliminating the need to travel. THIRD-PARTY PAYMENT at Mymonture eases the reimbursement process, thanks to a simplified network. Once the approved quote has been validated, the document is sent to the supplementary health insurance providers. Validation covers lenses from Origine France, as well as home trials of one or more major brand frames. Going through a tier payant offers a guarantee with no remaining out-of-pocket expenses on full coverage. If your supplementary health insurance providers only pay for part of the purchase, the purchaser will have to pay a small remaining amount.

The '100% Santé' scheme (full cover)

The '100% Santé' scheme (full cover) enables Mymonture to deal directly with supplementary health insurance providers. The basket speeds up the process of validating an invoice for a healthcare procedure. CGRM has a '100% Santé' scheme (full cover) tool for automatic estimation of coverage according to the recommended correction. The tool available on the site provides information on the amount to be reimbursed. CGRM supplementary health insurance providers' cover is calculated on a percentage basis. The calculation is based on your French national health insurance reference rates. Optical baskets are designed to improve the quality of care and access to eyewear.

They are based on 3 principles. It takes into account price ceilings for selected equipment approved by supplementary health insurance providers and associated networks. The €0 out-of-pocket expenses objective includes a defined reimbursement obligation of 100%. This requirement also applies to supplementary insurance. The calculation is also based on periodic increases in French national health insurance reimbursements.

The different supplementary health insurance providers CGRM offers

You can now compare the CGRM supplementary health insurance offer with that of other supplementary health insurance providers, so you can simulate a quote and obtain a comparison of all insurers, including rates, cover and cancellation periods, and choose the cover that suits you best.

• Glasses on Formula 2: 100% TM for all types of lenses and one frame). Contact lenses are covered at €50/year
• Glasses on Formula 5: the level of cover is €250 for single lenses and one frame. For complex or hypercomplex lenses, coverage extends to €350. The cost of contact lenses is covered for €250/year

Discounts on frames and service at your Optician Partner CGRM - Mymonture offer major advantages to members. This supplementary health insurance provider makes up for the lack of cover provided by French national health insurance and traditional insurers. At Mymonture, CGRM's benefits are designed to cover all, or at least very broadly, the additional costs of eyewear. While the formulas are limited, the coverage capacities meet very broad expectations.